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Understand what each type of insurance covers
Covers damages to other people's property or injuries caused by you. Required by law in all states.
Includes medical payments and legal defense
Covers damage to your vehicle from accidents with other cars or objects, regardless of fault.
Subject to your chosen deductible
Protects against theft, vandalism, weather, and natural disasters. Non-collision incidents.
Peace of mind for unpredictable events
Protects you if hit by someone without insurance. Covers medical expenses and damages.
Essential in many states
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